Simply complete the form below to apply for your RAF loan. No standing in queues or waiting weeks for a response.

Once we have all the relevant documents and signed contracts, we pay your RAF loan directly into your bank account.

To secure an advance, all you need is a settlement agreement from the Road Accident Fund or a court order.

There are no upfront fees involved. Only once the RAF pays out your claim, are our fees are paid to us.

We offer a simple monthly repayment plan which you can review before accepting your RAF loan.

All processes are conducted through your attorney. Your RAF cash advance is paid directly to your bank account.

2

You will receive your quote and advance agreement 

Apply now on this page to see if you qualify for your RAF loan

3

Sign the agreement and send it back to us

4

RAF loan is deposited into your bank account

A person who has suffered a bodily injury from a motor vehicle accident (except a driver who caused the accident), 

the dependent of a deceased breadwinner or 

a relative who paid for the funeral of the deceased.

The costs of time spent in a hospital or a nursing home and emergency medical treatment costs. Non-emergency medical treatment costs will be reasonably compensated.

As soon as we have all the relevant documents and the contracts are signed, we can advance your funds directly into your bank account within 5 working days.

You have 3 years from the date of the accident in which to submit a claim with the Road Accident Fund (RAF).

Due to the complicated nature of Road Accident Fund claims, it is advisable to work through an attorney. We can also put you in touch with an attorney if you don't already have one.

A bank account, police affidavit and/or case number of the accident, medical documents supporting the claim, letter from medical/legal experts, details of vehicle damage, witness reports, drivers report and completed RAF forms.

RAF Advance Terms & Conditions

 '' I received my RAF advance within 5 days. The process was quick and the service was very professional. ''

 '' Thank you to RAF loans for the advance on my Road Accident Fund claim. It has really helped me during this difficult time. ''

Our application and approval process is simple and safe

No waiting in line or filling out stacks of paperwork for your loan

We offer the best rates with no hidden costs

 For Road Accident Fund loans

For Personal loans